Our Services

We serve our clients in all areas of investment planning, including:

• Living in retirement - Most retirees fear they may outlive their retirement income needs. We help by adjusting their portfolios and implementing strategies designed to meet a standard of living they are comfortable with.

• Retirement planning - Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.

• Investments - Determining your asset-allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals.


• Tax management* - Help making sure your portfolio is tax-efficient. Developing tax saving investment strategies. Referring you to qualified tax specialists.

• Estate planning* - Working with our estate-planning and trust specialists to review your wills and trusts, help preserving your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.

• Risk management - Reviewing existing insurance policies. When suitable, help finding a new policy for your specific situation.

*Wachovia Securities is not a legal or tax advisor.  Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns.